Pre heat the oven at 180 deg C.
Lightly dust a baking tray with flour and keep aside.
In a bowl, mix together the flour, coconut, sugar, salt, baking powder, crushed red chillies and roasted cumin seeds.
Add the oil and rub in with the fingertips.
Make a well in the centre of the flour mixture and tip in the yogurt.
Quickly bring everything together to make a craggy dough.
On a floured rolling board, roll out the dough to about 5mm in thickness and cut out 2 inch circles. Arrange them on the floured baking tray.
Gather the trimmings, roll and cut more circles. Continue till all the dough has been used up.
Brush the tops of the circles with a little milk and sprinkle a little coconut on top.
Place the tray in the centre of the pre heated oven and bake for about 20 - 25 minutes or till the top is lightly browned.
Transfer to a wire rack to cool completely before storing in air tight containers.